Ripple CEO Says XRP Will Capture 14% of SWIFT’s Volume in 5 Years, But Little Pepe (LILPEPE) Dominates The Crypto Market in 2025


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At the XRP APEX 2025 summit in Singapore, Ripple CEO Brad Garlinghouse delivered a headline-making prediction: XRP will capture 14% of SWIFT’s global cross-border volume within five years. His confidence in XRP’s future as the backbone of banking liquidity flows was crystal clear. However, while Ripple aims to reshape the financial world by 2030, another token is already gaining traction in 2025—Little Pepe (LILPEPE).

While XRP’s roadmap spans years and hinges on institutional adoption, LILPEPE has sold out its first presale stage in just 72 hours. It’s already outperforming many high-cap tokens in visibility, engagement, and early investor enthusiasm. As crypto veterans know, the tokens that dominate narratives during bull cycles tend to deliver the biggest returns, and right now, Little Pepe is leading that charge.

Ripple Gears Up to Disrupt SWIFT’s Liquidity Layer

Speaking at the XRP APEX 2025 summit, Brad Garlinghouse laid out Ripple’s strategy with striking clarity. “There are two parts to SWIFT today: messaging and liquidity… I think less about the messaging and more about liquidity,” he explained. “If you’re driving all the liquidity, it is good for XRP. So I’ll say five years, 14%.”

Ripple doesn’t want to just coexist with the banking system—it wants to replace its liquidity plumbing. SWIFT payments may require up to three days for processing and incur a cost between $20 and $50. Ripple’s On-Demand Liquidity service, or ODL, allows cross-border payment transfers in real time for financial institutions. XRP will serve as a bridge currency that settles transactions in under five seconds at near-zero fees. And Ripple’s ambitions go beyond payments.

XRP/USD 1wk Price Chart| TradingView

With its legal troubles largely behind it and tokenized assets rising rapidly, Ripple’s top brass believe XRP could power trillions of tokenized real-world assets. Meanwhile, XRP trades at $2.17, with a market capitalization of $127 billion, remaining firmly as the fourth-largest cryptocurrency globally. The community is buzzing over a potential Ripple–SWIFT integration or showdown. Either way, XRP is positioning itself as a next-generation financial rail, not just a cryptocurrency.



Little Pepe (LILPEPE): The Meme Coin That’s Already Winning 2025 With Speed, Tech, and Hype

While XRP eyes the future of banking infrastructure, Little Pepe (LILPEPE) is already dominating the present-day crypto conversation with viral momentum and a tech-first approach no other meme coin offers. Since launching its presale in early June, the coin has sold out Stage One in a remarkably short three-day timeframe. Meanwhile, stage two is underway, and over 80 million tokens have been sold, raising more than $88,000.

Why LILPEPE Is Dominating the Market

So, what makes Little Pepe different from thousands of other meme coins? Simple: it’s not just a meme—it’s infrastructure. Unlike typical meme coins that rely solely on hype, LILPEPE brings real tech to the table. It’s the native token of an Ethereum Layer 2 blockchain custom-built for meme coin trading and development. That means:

  • Sniper-bot protection
  • Near-zero gas fees
  • A meme-native launchpad (Pepe’s Pump Pad)

This makes LILPEPE a meme coin and the foundation of a growing meme ecosystem.  That utility is exactly why smart traders and whales are moving in early.

The Legend of Little Pepe

Every bull cycle creates a new legend. In 2021, it was Shiba Inu. In 2023, PEPE took the crown. In 2025, it’s shaping up to be Little Pepe—a frog with a mission. Inspired by the cultural power of meme coins but tired of their fragility, LILPEPE was designed to combine both virality and infrastructure. And it’s not just structure—it’s momentum. Major influencers who previously backed DOGE and SHIB have begun promoting LILPEPE. Community engagement is growing across X and Telegram. And listings on two centralized exchanges are already secured for post-presale.

It’s a coin. It’s a chain. It’s a launchpad. And it’s just getting started.

Its signature feature, Pepe’s Pump Pad, is a launchpad that lets users deploy new meme tokens in minutes. It is complete with locked liquidity, anti-drug measures, and zero tax mechanics. With LILPEPE serving as the gas token for the chain, demand is baked into the ecosystem.

While XRP aims for institutional adoption, LILPEPE is currently dominating the retail and meme sector, generating the biggest returns. With each presale stage selling faster than the last, it’s clear: this isn’t just a meme, it’s the meme coin leading the market in 2025.

Conclusion: XRP Eyes the Banks, LILPEPE Captures the Crowd

Ripple is aiming for the long-term crown in institutional finance, and XRP may well claim its piece of SWIFT’s market share in time. But for everyday crypto users, degens, and trend-chasers, 2025 belongs to Little Pepe. With rapid presale success, a functional Layer 2 network, and viral momentum that mirrors the early days of SHIB and DOGE, LILPEPE isn’t waiting for adoption—it’s already happening. The market leader of 2025 is already here—and it’s a frog.

Join the presale now at littlepepe.com before Stage 2 sells out.

For more information about Little Pepe (LILPEPE) visit the links below:

Website: https://littlepepe.com

Whitepaper: https://littlepepe.com/whitepaper.pdf

Telegram: https://t.me/littlepepetoken

Twitter/X: https://x.com/littlepepetoken

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