With the cryptocurrency market poised for a strong upswing, XRP investors hope the altcoin will resume its rally soon. With this optimism, XRP investors have also become eager to know when the token will reach its cycle peak to determine when to sell for maximum returns.
As investors seek to capitalize on this opportunity, a new crypto project is quietly gaining ground by addressing a key challenge that XRP has yet to solve: Real-world payment issues. So, before making any big moves this cycle, let’s look at the recent XRP price predictions and what the new crypto project is building behind the scenes.
XRP price prediction: Can ETF hype drive XRP to $27?
XRP has remained below $3 in 2025 but is on the verge of a breakout. Analysts suggest it could hit $27 if the SEC approves a spot ETF, with Polymarket estimating the odds at 87%. This optimism stems from the new SEC Chair’s crypto-friendly stance.
Ripple is also active, expanding its global payment network and seeking partnerships. CEO Brad Garlinghouse believes that, with US collaborations, XRP might surge once its lawsuit with the SEC concludes. However, competition is intensifying, particularly from Circle’s fast-growing payment network, which could challenge Ripple’s position if delays occur.
Moreover, on a realistic note, a $27 price tag translates to a $1.9 trillion market cap, which is ambitious, even for XRP. Although XRP has performed well over the yearly charts, rising by 350%, any rally it will embark on from now will depend not solely on charts but on what the SEC does next.
New platform bridges crypto and fiat with zero hassle or wallets
While XRP wrestles with regulators, a new project is already working on the ground floor, building a Pay-Fi platform that sends crypto directly to any bank account with no wallet required. That alone removes a massive barrier for everyday users and businesses trying to tap into blockchain finance.
It doesn’t charge any fees for currency conversion. If you spend $500, the recipient gets $500 no hidden cuts. For freelancers and remote workers, receiving international payments is a significant concern, but thanks to the newcomer, they don’t have to worry about not getting their full payouts.
For businesses, the platform offers a plug-and-play checkout system that accepts crypto and settles in fiat instantly. That means no more worrying about price volatility or waiting on slow exchanges. Just fast, clean settlement like Stripe, but with crypto flexibility.
It’s also worth knowing that transfers are processed with speed in mind. Crypto is sent instantly, and fiat is usually received the same day via local banking systems. That’s a lifesaver when dealing with emergencies or time-sensitive business payments. The name of this gamechanger? Remittix.
Presale: 750M RTX tokens up for grabs + 50% bonus for early buyers
Remittix’s presale is still underway, racking up over $15.6 million from over 20,000 holders. The presale FOMO has skyrocketed dramatically, especially with the price at a fraction of a penny just $0.0781. Meanwhile, early buyers using promo code SPRINT50 can get a 50% bonus, making now an ideal time to invest.
Tokens can be purchased with ETH, USDT or a card and are delivered to your dashboard within 5–10 minutes, depending on network traffic. After the presale, Remittix plans to list on Uniswap and other DEXs, with liquidity locked to ensure stability and investor confidence.
Discover the future of PayFi with Remittix by checking out their presale here:
Website: https://remittix.io/
Socials: https://linktr.ee/remittix